Manufacturers carry two financing questions at once: how to fund capacity and how to fund the cycle of raw material, production and receivables. Getting either wrong squeezes margins and growth.
What shapes financing in this sector
Working capital intensity
Inventory and receivable cycles determine how much fund-based and non-fund-based limit you really need.
Capex timing and utilisation
New capacity needs funding well before it earns, and lenders look closely at utilisation and demand visibility.
Raw material and currency exposure
Import dependence and commodity swings affect both margins and the structure of trade finance.
Customer and supplier concentration
Dependence on a few buyers or suppliers is a key credit risk and shapes how lenders price you.
How we help
Capex financing
Structuring term debt for machinery, plant expansion and capacity additions with repayment aligned to ramp-up.
Working capital optimisation
Rebalancing cash credit, LC, BG and supply chain finance to lower the overall cost of credit.
Rating and ratio management
Preparing the credit story and managing the ratios that matter to lenders and rating committees.
Lender diversification
Widening the lender base to reduce dependence and strengthen negotiating position.
Typical facilities and solutions
- Machinery and capex term loans
- Cash credit, LC and buyer's credit
- Supply chain and vendor financing
- Refinancing and debt consolidation
- Rating enhancement support
Related advisory practices
Let's look at your numbers together.
A first conversation is free, and we will tell you candidly how we can help.